AWARD OUTCOME
What happened
Southern Housing has published a transparency notice for a proposed direct award to ARTHUR J. GALLAGHER INSURANCE BROKERS LIMITED for Middlesex First (MFL) specialist PFI insurance. The award is pending, with signature scheduled for 21 October 2026; the notice does not confirm a signed or active contract.
Published outcomeOne pending award, valued at £500,000 gross, is associated with lot 1 and ARTHUR J. GALLAGHER INSURANCE BROKERS LIMITED.
Market significanceThe buyer cites a highly specialised PFI insurance market, limited provider appetite and capacity, and a need for continuity during a transition. It states an intention to competitively procure future insurance requirements in 2029.
AWARDED SUPPLIERS AND LOTS
1 supplier record analysed
ARTHUR J. GALLAGHER INSURANCE BROKERS LIMITED
99% confidenceAward 1 · Lots 1 · 500000 GBP · Pending award; not confirmed signed
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Award 1 names the supplier and reports £500,000 gross. The supplier identity is verified against Companies House number SC108909.
LIFECYCLE
Award or contract stage
Published notice
99% confidenceTransparency notice published 9 October 2026
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Award document 095628-2026 is described as a Transparency notice on Find a Tender and dated 2026-10-09T12:26:22+01:00.
Award status
99% confidencePending
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Award 1 has status "pending".
Signature status
99% confidenceFuture signature scheduled; signature not confirmed
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Award milestone is futureSignatureDate, due 2026-10-21T23:59:59+01:00, with status scheduled.
VALUES
Published values explained
Award value
98% confidence£500,000 gross
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Award 1 value is amountGross 500000 GBP. The procurement rationale states the declared value includes Insurance Premium Tax and excludes VAT.
Value allocation
98% confidenceAward-level value; no separate lot or pricing breakdown published
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The £500,000 value is recorded on award 1, while lot 1 has no value amount.
TIMELINE
Procurement timeline
Notice publication
99% confidence9 October 2026
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Award notice 095628-2026 was published 2026-10-09T12:26:22+01:00.
Planned contract period
98% confidence21 October 2026 to 20 October 2029
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Award 1 contractPeriod gives startDate 2026-10-21 and endDate 2029-10-20.
Scheduled signature date
99% confidence21 October 2026
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The futureSignatureDate milestone is due 2026-10-21T23:59:59+01:00.
SCOPE
What was awarded
Requirement
99% confidenceInsurance for Middlesex First (MFL)
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Process title is Middlesex First (MFL) Insurance and its description states provision of insurance for Middlesex First (MFL).
Insurance type
98% confidenceSpecialist PFI insurance programme
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The direct-award rationale describes the requirement as a specialist Public Finance Initiative insurance programme.
Category
99% confidenceInsurance services (CPV 66510000)
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Award item additional classification is CPV 66510000, Insurance services.
Delivery area
96% confidenceLondon (UKI7)
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Award item delivery address region is UKI7.
PROCEDURE
Procedure and competition
Procedure
99% confidenceDirect award
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Tender procurementMethod is direct and procurementMethodDetails is Direct award.
Stated rationale
96% confidenceThe buyer considers the incumbent the only supplier capable of providing the specialist arrangements while preserving continuity and market stability during transition.
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Published procurementMethodRationale states this position.
Market conditions cited
98% confidenceHighly specialised PFI insurance market with limited provider appetite and capacity
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Published procurementMethodRationale states this directly.
Competition details
99% confidenceNot published
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No bid count, bidder list, evaluation scores or comparative pricing is supplied.
CONTRACT TERMS
Published contract terms
Planned duration
98% confidence3 years
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The stated period runs from 21 October 2026 to 20 October 2029.
Tax treatment
98% confidenceDeclared value includes Insurance Premium Tax and excludes VAT
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This is stated in the procurementMethodRationale.
Extensions or options
99% confidenceUnknown
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Information not supplied in the published notice.
COMMERCIAL VIEW
Commercial observations
Continuity-led procurement
97% confidenceThe stated justification centres on maintaining continuity of PFI insurance cover during a broader insurance review and alignment exercise.
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Published direct-award rationale.
Future market opportunity
98% confidenceThe buyer states it intends to run a full competitive procurement for future insurance requirements in 2029.
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Published direct-award rationale.
DATA QUALITY
Gaps and source limitations
Award versus contract status
99% confidenceThe award is pending and has a scheduled future signature date; it must not be treated as a signed, concluded or active contract.
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Award status is pending and the signature milestone is scheduled for 21 October 2026.
Lot detail
99% confidenceLot 1 has no published title, description or individual value.
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Lot 1 fields are null for title, description and value amount.
Unpublished commercial detail
99% confidenceInformation not supplied in the published notice: pricing breakdown, bid information, evaluation results, extension terms and renewal options.
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No such fields or documents are provided in the source data.
SOURCE DATA LIMITATIONS
Information not supplied in the published notice
- The published record is a pending award with a scheduled signature date, not evidence of a signed or active contract.
- Lot 1 has no published title, description or individual value; the award-level value is not further allocated.
- Information not supplied in the published notice includes bid counts, alternative suppliers, evaluation results, pricing breakdown, extension terms and renewal options.
MARKET THEMES
Relevant award themes
Southern HousingMiddlesex FirstMFL insurancePFI insuranceArthur J. Gallagher Insurance Brokers Limiteddirect awardinsurance services
COMMON QUESTIONS
About this award
Who is the named supplier for Middlesex First insurance?
ARTHUR J. GALLAGHER INSURANCE BROKERS LIMITED, verified under company number SC108909.
Is the Southern Housing insurance contract signed?
No confirmation of signature is published. The award is pending and signature is scheduled for 21 October 2026.
What is the stated value?
The award-level declared value is £500,000 gross, including Insurance Premium Tax and excluding VAT.
Will the requirement be competed later?
Southern Housing states that it intends to undertake a full competitive procurement for future insurance requirements in 2029.
ProcuraAxis award analysis supplements, but does not replace, the official award notice, contract data or procurement documents. “Awarded” does not by itself prove that a contract has been signed.