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PROCUREMENT OPPORTUNITY

Let’s Talk Money – Debt & Housing Support Service

Caerphilly County Borough Council · Tender notice on Find a Tender

Tender information last checkedLast checked 2 Oct 2026, 12:52.

Opportunity overview

Caerphilly County Borough Council is seeking to appoint a suitably qualified organisation to deliver the Let's Talk Money Debt and Housing Support Service. The service is jointly funded through the Housing Support Grant (HSG) and the Children’s and Communities Grant (CCG – Families First) and is designed to support individuals and families experiencing financial instability where debt is a primary driver of housing risk, homelessness, or wider family instability. The service is referral‑led, accessed primarily through the Housing Support Gateway, and is specifically designed for individuals and families who do not engage well with appointment‑based or advice‑only services. This includes people who are homeless, living in temporary accommodation, sofa surfing, or experiencing complex needs. The Authority is seeking to appoint a suitable Provider to deliver a targeted, debt‑led housing support service for people aged 16 years and over living within the Caerphilly County Borough. The aim of the service is to prevent homelessness, sustain tenancies, and improve family resilience through hands‑on, needs‑led and practical support delivered via a single lead worker model. This includes financial capability and budgeting support, managing debt by securing viable debt solution options, and addressing housing‑related issues that may impact financial stability or tenancy sustainment. The service will provide income maximisation support, benefit entitlement checks, welfare benefit applications, mandatory reconsiderations and appeals where these relate to individuals already receiving support through the service and where debt-related financial instability remains the primary presenting issue. Referrals relating solely to welfare benefit support, welfare rights issues, mandatory reconsiderations, or appeals, where debt-related financial instability is not the primary presenting issue, will be allocated through the Housing Support Gateway to the appropriate Provider. The service is not intended to operate as an advice-only provision. Whilst advise forms part of the support offer, the primary purpose of the contract is to deliver practical housing-related support that promotes financial stability, tenancy sustainment and long-term independence. While the service promotes independence, the Provider must deliver supported actions where vulnerability, complexity or executive‑function barriers prevent individuals from completing tasks independently. Client groups (the list is not exhaustive) may include: • Individuals aged 16 years and over requiring support to manage their finances. • Individuals at risk of losing their tenancy due to financial pressures, including rent arrears. • Single people • Families with support needs • Individuals with disabilities, including mental health conditions, physical disabilities, dementia, and acquired brain injuries. • Individuals with learning disabilities or developmental disorders • Individuals with complex needs, including substance misuse. The Service must take a proactive and preventative approach, supporting individuals to build long-term financial resilience reduce debt, prevent homelessness, and sustain tenancies. Housing instability and financial instability are often interconnected; therefore, the service must address both areas holistically. This specification is outcome‑based. The Provider must deliver an effective, high‑quality service that achieves positive outcomes and demonstrates value for money. As individuals become more stable and independent, support must be appropriately tapered to reflect changing need. The service will deliver a lead-worker model incorporating: • Debt-focused housing support • FCA-regulated debt advice • Financial capability and budgeting support • Income maximisation • Welfare benefit support • Housing-related support linked to financial instability • Home visit and outreach-based engagement • Tenancy sustainment and homelessness prevention The service is designed to support individuals and families who may struggle to engage with traditional advice-based services, including those experiencing homelessness, living in temporary accommodation, sofa surfing, poor mental health, substance misuse, neurodiversity or other complex needs. Full details can be found in the ITT documents on the Councils e sourcing platform Proactis Plaza

Classification

  • CPV98000000 — Other community, social and personal services

Lots

  • Lot 1£1.1m

Documents and notices

Published notice details

Additional information from the published procurement release. Fields appear only when supplied by the source; check the original notice and tender documents before acting.

Scope, procedure and submissions

Id
PS3019/26/RB
Status
active
Procurement Method
open
Procurement Method Details
Open procedure
Main Procurement Category
services
Above Threshold
Yes

Legal basis

Id
2023/54
Scheme
UKPGA

Special regime

lightTouch

Submission terms

Electronic Submission Policy
allowed

Languages

en
cy

Tender Period

Ends
30 Oct 2026, 12:00

Enquiry period

Ends
23 Oct 2026, 17:00

Expected award period

Ends
14 Dec 2026, 23:59

Lots and requirements

Entry 1
Id
1
Status
active
Has Renewal
Yes

Value

Including VAT
1,272,000
Amount
1,060,000
Currency
GBP

Award criteria

Weighting Description
Cost 20% Quality 80%

Criteria

Criterion 1
Type
price
Name
Cost
Description
Price 20%
Criterion 2
Type
quality
Name
Quality
Description
Quality 80% Sub-criteria tender response 15% Interview 45% Case Study 20%

Selection criteria

Criteria

Criterion 1
Type
technical
Description
The successful provider must be authorised by the Financial Conduct Authority (FCA) to deliver regulated debt advice and demonstrate experience of delivering housing-related support, financial capability, debt advice, multi-agency working and support to individuals with complex needs.

Suitability

Sme
Yes
Vcse
Yes

Contract period

Starts
1 Mar 2027, 00:00
Ends
28 Feb 2029, 23:59
Max Extent Date
28 Feb 2031, 23:59

Renewal

Description
with the option to extend for a further period of up to twenty-four (24) months, periodically reviewed after twelve (12) months

Items and delivery

Item 1
Id
1
Related Lot
1

Additional Classifications

Entry 1
Scheme
CPV
Id
98000000
Description
Other community, social and personal services

Delivery locations

Entry 1
Region
UKL16
Country
GB
Country Name
United Kingdom

Published documents

Entry 1
Id
conflictOfInterest
Document Type
conflictOfInterest
Description
Not published
Entry 2
Id
093217-2026
Document Type
tenderNotice
Notice Type
UK4
Description
Tender notice on Find a Tender
Published
2 Oct 2026, 11:17
Format
text/html

Buyer, suppliers and contacts

Organisation 1
Name
Caerphilly County Borough Council
Id
GB-PPON-PWHP-2369-JPYL

Identifier

Scheme
GB-PPON
Id
PWHP-2369-JPYL

Address

Street Address
Penallta House, Tredomen Park
Locality
Hengoed
Postal Code
CF82 7PG
Country
GB
Country Name
United Kingdom
Region
UKL16

Contact

Name
Rachel Baker

Roles

buyer

Details

Classifications

Entry 1
Scheme
UK_CA_TYPE
Id
publicAuthoritySubCentralGovernment
Description
Public authority - sub-central government
Entry 2
Scheme
UK_CA_DEVOLVED_REGULATIONS
Id
GB-WLS
Description
Welsh devolved regulations apply

Recorded locations

  • Buyer location · Hengoed · UKL16 · CF82 7PG · United Kingdom
  • Delivery location · UKL16 · United Kingdom

Notice and amendment history

2 published notice versions reviewed by ProcuraAxis.

2 VERSIONS
  1. 075993-2026Preliminary market engagement notice on Find a Tender ·
  2. 093217-2026Tender notice on Find a Tender ·